Credit Restoration Institute
HUD-Approved Housing Counseling Agency U.S. Department of Housing and Urban Development
Contact Credit Restoration Institute

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Send us a message and a HUD-certified counselor will get back to you within one business day. Ready to move forward today? Tap Start Now to begin your complimentary credit and mortgage-readiness consultation.

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Takes about 2 minutes. Prefer to talk first? Use the form and we'll reach out.
30+ Years in Credit Education
NACSOnacso.org Certified Credit Experts · CCRS Exam
501(c) Nonprofit HUD-Approved Housing Counselors
“ Every client who walks through our door gets a real plan, not a sales pitch. We coach you through it like we would our own family.” — Robert Linkonis, Executive Director
No waiting required
Ready to take the first step?
Start your complimentary credit and mortgage-readiness consultation online now. A HUD-certified counselor will review your situation and show you exactly where to start.
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Or call us at (804) 823-9601
HUD-Approved
Certified housing counseling agency
501(c)3 Nonprofit
Mission-driven, not commission-driven
30+ Years Combined Experience
Advanced credit education & counseling

Credit Restoration Institute · 31 N. Providence Road, North Chesterfield, VA 23235
Phone: (804) 823-9601 · Email: [email protected] · HUD Agency ID 90831

CRI serves all clients in accordance with the Federal Fair Housing Law. If you need assistance due to language barriers, mobility impairments, visual or hearing impairments, or other specific needs, please let us know so we can provide necessary accommodation.

© 2026 Credit Restoration Institute · North Chesterfield, Virginia