Credit Restoration Institute
HUD-Approved Housing Counseling Agency 30+ Years Experience
Free Credit Consultation

Your credit has a story.
Let's write the next chapter.

Whether it's a few dings or a complicated history, Credit Restoration Institute has helped Virginians rebuild for over three decades. Tell us a little about yourself, and we'll show you exactly where to start.

30+ Years in Credit Education
NASCO Certified Credit Experts
501(c) Nonprofit HUD-Approved Housing Counselors
Every client who walks through our door gets a real plan, not a sales pitch. We coach you through it like we would our own family.” — Robert Linkonis, Executive Director
HUD-Approved
Certified housing counseling agency
501(c)3 Nonprofit
Mission-driven, not commission-driven
30+ Years Experience
Advanced credit education & counseling

CRI serves all clients in accordance with the Federal Fair Housing Law. If you need assistance due to language barriers, mobility impairments, visual or hearing impairments, or other specific needs, please let us know so we can provide necessary accommodation.

© 2026 Credit Restoration Institute · North Chesterfield, Virginia