Credit Restoration Institute
HUD-Approved Housing Counseling Agency U.S. Department of Housing and Urban Development
Free Credit Consultation

Your credit has a story.
Let's write the next chapter.

Whether it's a few dings or a complicated history, Credit Restoration Institute has helped individuals like you and families like yours rebuild for over three decades. Tell us a little about yourself, and we'll show you exactly where to start.

30+ Years in Credit Education
NACSO Certified Credit Experts
501(c) Nonprofit HUD-Approved Housing Counselors
Every client who walks through our door gets a real plan, not a sales pitch. We coach you through it like we would our own family.” — Robert Linkonis, Executive Director
HUD-Approved
Certified housing counseling agency
501(c)3 Nonprofit
Mission-driven, not commission-driven
30+ Years Combined Experience
Advanced credit education & counseling

CRI serves all clients in accordance with the Federal Fair Housing Law. If you need assistance due to language barriers, mobility impairments, visual or hearing impairments, or other specific needs, please let us know so we can provide necessary accommodation.

© 2026 Credit Restoration Institute · North Chesterfield, Virginia